Penerapan Manajemen Resiko Bank Umum

• To applied the Application of Commercial Bank Risk Management , CIMB Niaga always performs in monitoring and evaluation of the credit card payment transcation.
• In order to minimize the risk of payment degradation , Bank may solely at its discretion from time to time change the credit limit or deactivate the credit card which granted to Cardholders based on information held by the Bank.
• Card will remain as the property of the Bank at all times and cardholder is responsible to return his/her card including the Additional Card to the Bank, after the credit card been terminated.
• If for any reason the Cardholder can not comply with the terms and conditions in the agreement, including in which the cardholder misuse the purpose of his/her credit card by any means, without prior written notice, Bank has the authority to suspend and terminate the agreement by closing Card holder’s Membership and ask Cardholder to resolve all the outstanding amount.
• Cardholder can apply for increase CIMB Niaga Credit Card limit. Contact 24-hour telephone, Phone Banking 14041 or Priority Service at 15005 88 (for World MasterCard and Visa Infinite).